In many cases, the need for cosmetic dentistry goes far beyond vanity. There are many procedures that can be done to correct physical damage and pain, or debilitating physical appearances. Unfortunately, if the procedures you or someone you love are in need of qualify as cosmetic, traditional dental insurance will not cover the cots involved. And as you are probably aware of, the costs can be high.
Even if you are just wanting a cosmetic dentistry procedure to improve your physical appearance, there are options open to you. While the specifics of what is covered and how much of a discount you will receive may vary, your best option for a cosmetic dental insurance plan will be a group membership coverage.
These plans are ones that get a whole bunch of dentists together and form a group. The dentists, each with different specialties, agree to discounted work in exchange for access to a large targeted group of members that are all in the market for cosmetic procedures. You will pay an monthly or annual fee, depending on the group, and will receive the work discounted for it.
The amount of the discount varies but most plans are in the 50% range. While the amounts that you will pay for the membership will also vary from plan to plan, just know that the cost will always be much lower than the amount you will save. To get specific information on these plans, ask your dentist for a list of plans in your area. Even if he or she is not a participating dentist, they will have access to the information.
Source by Jennifer Lynn Hanson